We accept most insurance plans
Accessible, Medical-Grade HBOT
How Insurance Coverage for HBOT Works
*Coverage varies by state and condition, and our team helps patients navigate benefits, out-of-network claims, and payment options. Our policy is to accommodate all patients seeking HBOT to the best of our ability.
HBOT
Consultations
Consultations for HBOT are generally covered by insurance for all conditions, helping you get started on your personalized treatment plan with confidence.
Covered
Conditions
FDA-approved conditions are typically covered by insurance.
Non-Covered Conditions
Non-approved conditions may not be covered, but HMS works with every patient to review medical and financial options.
Lower Out-of-Pocket Costs
As an independent, non-hospital provider, patients typically pay less out-of-pocket compared to hospital-based HBOT.










New York
- Aetna
- Cigna
- Empire Blue Cross and Blue Shield
- The Empire Plan
- Emblem (including GHI, Vytra, HIP)
- Magnacare
- Medicare
- No Fault
- Oxford/United Healthcare
- Tricare
- Workers Compensation
Florida
- Aetna
- Ambetter/Sunshine
- CarePlus
- Cigna
- Clearspring
- Devoted Health
- Doctors HealthCare Plans
- HealthSun Health Plans
- Humana
- Medicare
- Molina
- Oscar
- Preferred Care Partners
- Simply
- Solis Health Plans
- United Healthcare
- Veterans Affairs (VA) Community Care Network
Massachusetts
- AllWays Health Partners
- Aetna
- BCBS of Massachusetts
- Cigna
- Fallon Health
- Harvard Pilgrim Healthcare
- MassHealth
- Medicare
- Tufts Health Plan
- United Healthcare
- VA
When Insurance Does Cover HBOT
When patients’ condition(s) are covered by insurance, as a non-hospital provider, HMS offers lower out-of-pocket costs through lower co-pay and co-insurance responsibilities than patients realize at a hospital. Over a series of HBOT sessions within a care plan, this savings can really add up!
When Insurance Doesn’t Cover HBOT
If a patient’s condition isn’t covered by insurance, HMS can still provide medical-grade hyperbaric oxygen therapy in our independent centers. We offer flexible payment programs, including CareCredit and AdvanceCare, and work closely with patients to create opportunities for care.
Insurance Coverage Questions?
Our billing specialists are here to help you understand your benefits, minimize out-of-pocket costs, and guide you through the approval process.